Financial PlanningImagine having enough money to quit working and be able to do what you want. Retirement planning in New Jersey is something that you should start thinking about in your 20s. Even though it can feel like light years away, the sooner you start, the better position you will be in because your money has more time to grow.
But what if your 20s (and 30s...) came and went and you didn’t have a chance to put money away? We hear this all the time. After all, most 20-somethings are paying off their college loans and trying to get settled into a career. Fortunately, it’s never too late to start working on your retirement planning. You’ll have to be more aggressive, but there are creative ways to power up your efforts. And Leonard Financial Solutions is here to help you every step of the way. |
Make the Most of Your Retirement Planning in NJ with Leonard Financial Solutions
Leonard Financial Solutions can help you build a retirement plan that ensures maximum wealth and tax-free retirement. We break things down on a monthly basis so that you can see how much you have to put into your savings to reach your goals. With our help, you’ll learn the tips and tricks to get the job done.
Jonathan Leonard is the face behind Leonard Financial Solutions and your dedicated financial planner in New Jersey. Jonathan loves helping people and making a difference in their lives. One of the best ways to help people is by making sure they have enough money to retire comfortably.
Benefits to retiring at an earlier age include:
What if I Haven’t Saved Anything Towards Retirement? Is it Too Late?
If your future goals have always been to retire on a beach, you’re not alone. Americans as a whole aren’t saving enough for retirement. And 15 percent of Americans have no retirement savings at all. While you might think that it’s the younger generations skewing the numbers, this isn’t the case. Fourteen percent of both Gen X-ers and baby boomers say they have nothing planned for retirement.
Whether you’re 25, 35 or 45, saving for retirement can start today. This is an important step to make because you’ll be able to retire on time and have enough money to live comfortably. Even if you’re living paycheck to paycheck, there are ways to start building your future. Leonard Financial Solutions will go over all of your options.
4 Steps to Retirement Planning in New Jersey
After working with many individuals and families, we realize that planning for retirement can feel overwhelming when you’re trying to put food on the table and get the kids through college. We find that it helps to break things down so that our clients know what to expect from this process. It’s easier than you think!
Here are the four main steps to wealth management:
Step 1: Assess Your Financial Goals
Not sure where to begin with your financial planning in NJ? No problem! Our retirement planning firm will start by assessing your financial goals. We’ll look to see if you have any money coming your way, as well as how to prioritize the financial goals that are important to you (i.e., saving for vacations, knocking out debt).
Step 2: Know How to Save for Retirement
There’s more to a tax free retirement in New Jersey than just figuring out what to put away every month. You also need to know where to save your money. While many people save for retirement in their 401K plan, this isn’t your only option. For example, you can reach your retirement goals using whole life insurance.
Step 3: Invest Your Money
Saving money is important, but you can grow your savings even further when you invest as well. We’ll explain the importance of investing money, the rewards and risks to be aware of and what your retirement plan will look like with and without it. We always work closely with our clients to determine the right mix of investments.
Step 4: Building Wealth Over Time
Saving for retirement is an ongoing process. It will evolve as you go through different experiences in life, such as changing jobs and adding to your family tree. The good news is that you don’t have to babysit your savings. Our financial advisors in NJ will teach you how to manage your money and protect your wealth.
Start Your Retirement Planning with Leonard Financial Solutions
Leonard Financial Solutions understands that planning for your long-term future can be confusing, overwhelming and challenging. These feelings are intensified when you feel that you’re barely scraping by each month. But let us assure you that the sooner you start planning for retirement, the better you can live.
Leonard Financial Solutions will help you figure out your savings strategies and retirement options, as well as how much and where to put your savings every month. We’ll also save you time by managing your portfolio and ensuring you’re working towards your goals. To learn more about our retirement financial services in New Jersey, contact Leonard Financial Solutions today.
Leonard Financial Solutions can help you build a retirement plan that ensures maximum wealth and tax-free retirement. We break things down on a monthly basis so that you can see how much you have to put into your savings to reach your goals. With our help, you’ll learn the tips and tricks to get the job done.
Jonathan Leonard is the face behind Leonard Financial Solutions and your dedicated financial planner in New Jersey. Jonathan loves helping people and making a difference in their lives. One of the best ways to help people is by making sure they have enough money to retire comfortably.
Benefits to retiring at an earlier age include:
- More time to travel and do the things you love
- Less stress from not having to work a 9-5 job
- An opportunity to start a new career path
- Discover new interests and hobbies
- Have more time to spend with the grandkids
What if I Haven’t Saved Anything Towards Retirement? Is it Too Late?
If your future goals have always been to retire on a beach, you’re not alone. Americans as a whole aren’t saving enough for retirement. And 15 percent of Americans have no retirement savings at all. While you might think that it’s the younger generations skewing the numbers, this isn’t the case. Fourteen percent of both Gen X-ers and baby boomers say they have nothing planned for retirement.
Whether you’re 25, 35 or 45, saving for retirement can start today. This is an important step to make because you’ll be able to retire on time and have enough money to live comfortably. Even if you’re living paycheck to paycheck, there are ways to start building your future. Leonard Financial Solutions will go over all of your options.
4 Steps to Retirement Planning in New Jersey
After working with many individuals and families, we realize that planning for retirement can feel overwhelming when you’re trying to put food on the table and get the kids through college. We find that it helps to break things down so that our clients know what to expect from this process. It’s easier than you think!
Here are the four main steps to wealth management:
Step 1: Assess Your Financial Goals
Not sure where to begin with your financial planning in NJ? No problem! Our retirement planning firm will start by assessing your financial goals. We’ll look to see if you have any money coming your way, as well as how to prioritize the financial goals that are important to you (i.e., saving for vacations, knocking out debt).
Step 2: Know How to Save for Retirement
There’s more to a tax free retirement in New Jersey than just figuring out what to put away every month. You also need to know where to save your money. While many people save for retirement in their 401K plan, this isn’t your only option. For example, you can reach your retirement goals using whole life insurance.
Step 3: Invest Your Money
Saving money is important, but you can grow your savings even further when you invest as well. We’ll explain the importance of investing money, the rewards and risks to be aware of and what your retirement plan will look like with and without it. We always work closely with our clients to determine the right mix of investments.
Step 4: Building Wealth Over Time
Saving for retirement is an ongoing process. It will evolve as you go through different experiences in life, such as changing jobs and adding to your family tree. The good news is that you don’t have to babysit your savings. Our financial advisors in NJ will teach you how to manage your money and protect your wealth.
Start Your Retirement Planning with Leonard Financial Solutions
Leonard Financial Solutions understands that planning for your long-term future can be confusing, overwhelming and challenging. These feelings are intensified when you feel that you’re barely scraping by each month. But let us assure you that the sooner you start planning for retirement, the better you can live.
Leonard Financial Solutions will help you figure out your savings strategies and retirement options, as well as how much and where to put your savings every month. We’ll also save you time by managing your portfolio and ensuring you’re working towards your goals. To learn more about our retirement financial services in New Jersey, contact Leonard Financial Solutions today.